The Public Contract Law and the Role of the Insurance Broker: A Crucial Step for Social-Health Institutions
In the social-health sector, risk management is a crucial aspect of ensuring the continuity and safety of facilities. Elderly homes and care institutions must be able to count on adequate insurance coverage designed to meet their specific needs.
Through ARTISET, public institutions have access to exclusive insurance solutions designed specifically for the sector. However, in order to benefit from these coverages, it is necessary to mandate an insurance broker. In the Italian-speaking part of Switzerland, the application of the Public Procurement Law (LCPubb) is extremely strict regarding the assignment of the mandate to a broker, which, in most cases, must be done through a call for tenders, respecting the principles of transparency and competition.
At ARES Insurance Services, we work alongside institutions at all stages of the process, offering our support in the preparation of the call for tenders. We work closely with facilities to ensure that the procedure is not only compliant with regulations, but also optimized to identify the best insurance solution.
Our support includes preparation of the tender, with definition of the necessary requirements and coverages, assistance in the selection phase, to identify the best offer, in terms of conditions, premiums and coverages as well as offering the guarantee of access to insurance solutions reserved for facilities affiliated with ARTISET.
Once awarded the mandate, entities will benefit from a comprehensive insurance package, which includes:
- Entity and guest liability;
- Buildings, contents and business interruption insurance;
- Technology and cyber risk coverages;
- D&O for the protection of directors and officers;
- Sickness (loss of earnings) and accident cover (compulsory and supplementary UVG);
- Occupational pensions for employees;
- Motor vehicle insurance and legal protection.
Many entities are not fully aware of the requirement to select a broker through competitive bidding and, as a result, risk not accessing the best insurance terms available. Relying on ARTISET's qualified and licensed broker means protecting your institution in the most effective way, ensuring optimal risk and resource management.
ARES Insurance Services is available to support public entities in the preparation of the tender, offering expertise, experience and tailored solutions. For more information, we are available for a dedicated consultation.